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A message from our CEO regarding recent financial market events

There's no escaping the news about recent financial market conditions and its unsettling economic impact. We encourage you to contact your financial professional to help you review your portfolio and investment strategy. However, in light of the current volatility, we want to take this opportunity to provide you with up-to-date information on how Manulife Financial and John Hancock have been affected.

•  Get the latest Porfolio Manager Commentaries.

•  Gain perspective and time-tested investment information by reading our overview on 12 Fundamental Truths of Investing. While clearly the market turbulence of the last few weeks has been unsettling, we continue to emphasize diversification and a long-term investment perspective. In times like these, it is more important than ever to stick to the basics.

Market cycles depend as much on people's emotions as they do on market fundamentals. But making investment decisions based on emotional reasons instead of analytical ones can lead to costly mistakes. As always, share any questions you may have with your financial professional. He or she can help you make sure that you remain focused on your long-term goals and strategies to achieve them.

Sincerely,
Keith Hartstein
President & CEO
John Hancock Funds, LLC

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