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Bond Fund (JHBBX)

Maximum Sales Charges

Contingent deferred sales charge (CDSC) of 5% in first year, declining to 1% in sixth year and eliminated in year 7.

Annual Operating Expenses (%)

as of 8/31/10

Management Fee 0.50
Distribution and Service (12b-1) Fee 1.00
Other Expenses 0.31
Total Fund Operating Expenses 1.81
Expense Reimbursement/Fee Reduction 0.00
Net Fund Operating Expenses 1.81

Expenses reflect the Fund's latest prospectus.

Net Fund Operating Expenses reflect any applicable voluntary or contractual fee waivers and/or expense reimbursements, which may be discontinued at any time. For more information on fee waivers and/or expense reimbursements, please see the expense table and footnotes in the prospectus.

Minimum Investments

The minimum initial investment for the Class A, B and C shares of the fund is $2,500 except as follows:

  Coverdell ESA's: $2,000
  there is no minimum initial investment for certain group retirement plans using salary deduction or similar group methods of payment
  group investments: $250
  there is no minimum initial investment for fee-based or wrap accounts of selling firms that have executed a fee-based or wrap agreement with the distributor

What You Should Know

The major factors in this Fund’s performance are interest rates and credit risk. When interest rates rise, bond prices usually fall. Generally, an increase in the Fund’s average maturity will make it more sensitive to interest-rate risk.

Security types included in the Asset Mix represent market value of that security type based on total investments.

Getting Started

Your financial adviser can help you select the funds that are suitable for your long-term goals and objectives.

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Why John Hancock Funds

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