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Value Opportunities Fund (GOUGX)

Asset Mix (%)
as of 1/31/10

Common Stocks: 93.11
Cash & Cash Equivalents: 3.70
Foreign Stock: 3.35
Futures: -0.16

Market Characteristics
as of 12/31/09

Alpha: -6.33
Beta: 0.82
R-Squared: 95.43
Standard deviation: 21.01


Source: Morningstar, Inc.

Alpha measures the difference between a fund's actual returns and its expected performance, given its level of risk. A positive alpha figure indicates the fund has performed better than its beta would predict.

Beta measures a fund's sensitivity to market movements. A fund with a 1.10 beta is expected to perform 10% better than the market in up markets and 10% worse in down markets.

R-squared measures how closely a fund's performance correlates with the performance of a benchmark index. An R-squared of 100 means that a fund's performance is perfectly correlated with the benchmark index.

Standard deviation measures performance fluctuation — generally the higher the standard deviation, the greater the expected volatility of returns. These measures of past risk are not completely or necessarily representative of future risk and cannot predict a fund’s performance.

All data is based on the 3-year period and is calculated using the Russell 2500 Value Index. The Russell 2500 Value Index is an unmanaged index of stocks included in the Russell 2500 Index with lower price-to-book ratios and lower forecasted growth values.

Top Holdings (%)

as of 1/31/10
Genworth Financial, Inc. 1.80
Gannett Company, Inc. 1.32
Lubrizol Corp. 1.29
Tiffany & Company 1.26
Wyndham Worldwide Corp. 1.17
Oshkosh Corp. 1.04
Life Technologies Corp. 1.03
PepsiAmericas, Inc. 0.99
Autoliv, Inc. 0.97
Coventry Health Care, Inc. 0.97

The Fund’s holdings are subject to change at any time. Characteristics are expressed as a percentage of net assets.

All Funds (with the exception of the Money Market Fund) exclude cash and cash equivalent securities from Top holdings and Top issuers

With regard to the Asset Mix table to the right: The percentages disclosed in the Asset Mix table are based on the Fund's total investments.

Top Sectors (%)

as of 1/31/10
Consumer Discretionary 35.81
Health Care 14.15
Financials 12.84
Information Technology 11.04
Industrials 9.85
Consumer Staples 6.15
Materials 4.73
Telecommunication Services 1.17
Energy 1.05

The Fund’s holdings are subject to change at any time. Characteristics are expressed as a percentage of net assets.

All Funds (with the exception of the Money Market Fund) exclude cash and cash equivalent securities from Top Sectors.

Top Industries (%)

as of 1/31/10
Specialty Retail 11.46
Insurance 8.41
Health Care Providers & Services 6.45
Textiles, Apparel & Luxury Goods 4.77
Household Durables 4.42
Media 4.19
Chemicals 3.79
Software 3.69
Machinery 3.18
Hotels, Restaurants & Leisure 3.16

The Fund’s holdings are subject to change at any time. Characteristics are expressed as a percentage of net assets.

All Funds (with the exception of the Money Market Fund) exclude cash and cash equivalent securities from Top Industries.

What You Should Know

Investors should be aware that small- and medium-sized companies tend to be more volatile than the market as a whole. Small- and medium-capitalization stocks as a group could fall out of favor with the market, causing the Fund to underperform investments that focus on large-capitalization stocks. Similarly, value stocks could underperform growth stocks.

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